A Lusis Payments Reflection on 2021
2021 has been another tough year for Covid-19 related challenges. Our thoughts continue for those who have been impacted by the virus especially those who are sick, we extend our heartfelt wishes for a full recovery.
We would also like to take this opportunity to thank all of our clients, partners and teammates for another extraordinary year.
The dramatic surge in demand for electronic payments continues from 2020 and the Lusis Payments delivery team has been hard at work helping customers grow their systems and businesses. Lusis completed a record number of projects in 2021 including:
This summer, HPE selected TANGO as their preferred GreenLake financial payments solution. You can watch the HPE Discover interview with Lusis Payments CEO, Philippe Preval and Keith White, GM of HPE GreenLake cloud solutions here. “HPE is delighted to partner with Lusis Payments and TANGO as the premier Retail Payments solution for future generations.”- Keith White. Also this year, Lusis and HPE successfully demonstrated TANGO running at 4500 TPS on a HPE NS server the ATC – proving that TANGO is still the most performant and cost effective payments solution for HPE NonStop. To read more details about the test read the blog here.
Our product investments have continued in earnest, ensuring that TANGO remains at the forefront of FinTech payments. Some highlights include:
We are looking forward to the exciting adventures we will share in 2022 and would like to wish all of our customers, partners and staff a Happy and Prosperous New Year!!
A new TANGO Benchmark on HPE NonStop
In 2012, Lusis Payments conducted a historic proof of concept with partner HPE at the HP ATC (advanced technical center) in Palo Alto, CA. TANGO was tested for 48 hours straight at full capacity. The system processed 2,500 TPS without fail. The hardware configuration used at the time of the benchmark was chosen to match a client’s production system and consisted of a 8-processor HPE J-series NonStop. TANGO proved responsive and surpassed normal daily tasks and nightly settlements. This proof of concept proved that TANGO was fault tolerant and achieved maximum volumes and throughput of a total daily volume of 50 million transactions per day.
The outstanding results came from long hard-working sessions with the HPE teams which we were proud to work with. The first week included our CTO working on-site. Soon after, he was joined by our senior project leaders, and they received significant additional support from our lab in Paris. In addition to the dedicated HPE team, the client’s team also partnered with us to test the conformity of the benchmark protocol. HPE worked with the client to reproduce its environment for a true simulation. It was great project, and we were proud of the outcome.
Since then, HPE has continued to suggest that we test TANGO on the newest (Intel based chip) hardware. As we were still quite pleased with the 2500TPS results and the fact that the client continued to realize improved performance on their HPE NonStop platform, we chose not to do additional test campaigns in subsequent years.
At the end of Q1 we said “ok, let’s do it”! At that time, bandwidth was quite low, so we made it “our dry way of doing it.” We used our Vanilla switch based on the TANGO version 7 platform installed on HPE NS server: 8 processor, 6 core NS7-X3 system again at the HP ATC labs. This system runs OS release L21.06.17.2 with NonStop SQL/MX 3.7.2. Each NonStop processor contained 256 GB of memory. We used a very similar testing protocol without any specific tunning. And “Torpedo… LOS”!
On our first run we achieved 3,500 TPS. Then with less than 10 hours of tuning, we easily reached 4,500 TPS sustained for two straight hours.
So, this has become our new reference on HPE NonStop:
4,500 transactions per second on an 8-CPU machine.
And this was simply done with our Vanilla switch and some very light tuning. So, nothing heroic, just the standard product using a standard configuration.
In Q3, we will test TANGO with the new Posix Kernel of HPE NonStop and see where we take it!
Philippe Préval Lusis
CEO Chez Lusis
2020 REFLECTIONS FROM LUSIS PAYMENTS
As the end of the year draws near we would like to take the opportunity to thank all of our clients, partners and teammates for an extraordinary year, amidst the challenges of the global coronavirus pandemic which has affected families, businesses and communities. Our thoughts go out to anyone who has been impacted by the virus especially those who are sick, we extend our heartfelt wishes for a full recovery.
We have always said “we hold our clients central to our thinking and our actions” and that statement holds true this year more than ever. The success of Lusis Payments is based on the relationships we have built over the years, and we really wouldn’t be where we are without you. Over this past year, as more and more North American financial institutions have called upon Lusis Payments for our technology and services we added our first North American support center in Toronto Canada and have made NA our primary market. Until this year, Lusis had only sales and consulting teams in North America. The addition of this facility and the team assembled will dramatically accelerate new and current project deployments of TANGO.
The need for a cutting-edge, real-time fraud solution has never been so critical as it is now. The world has seen an unprecedented switch from CP (cardholder present), CNP (cardholder not present) to online transactions, which has massively changed the patterns of fraudulent activity for OLTP (online transaction processing). Our clients that process online payments needed the agility to rapidly counteract this industry swing. This year Lusis introduced TANGO AI Fraud (Tango AIF™) to provide a leading-edge solution for fraud monitoring, detection and action — technology that provides the latest methods for processing secure transactions, irrespective of source, nature or market segment. The development has followed years of dedication by our Artificial Intelligence department, created in 2017. As part of our continued dedication to AI, earlier this year Lusis created a research chair in partnership with CentraleSupélec a prestigious French graduate engineering school of Paris-Saclay University. Through this partnership, Lusis and CentraleSupélec are strengthening their collaboration in the field of artificial intelligence applied to the banking sector.
This summer Lusis also announced further expansion as we increased our presence in Mexico and select countries of Latin America. We were excited to introduce Mercedes Fabila as the newest addition to our sales executive team. Fabila joined the company as the Director of Sales, Mexico and Latin America.
Our most exciting news for the year was the new release of TANGO Version 8. TANGO V8 is a major upgrade that provides full microservice integration and complete Cloud capacities. The new features bring expanded capacities and even greater flexibility for delivery. Please contact us directly for a one-on-one presentation of TANGO’s full capabilities and new capacities.
Recently, we were able to interact with several clients, partners and friends during the Virtual NonStop Technical Bootcamp. Through zooms or instant messages, we were happy to answer questions and be able to say hello to colleagues in the industry. Our presentation “Today’s Payments Market: Creating Opportunities from Challenges” is still available for viewing through the Whova app.
As the new year approaches, we know there will be many new challenges ahead. We welcome all that 2021 has in store for us with enthusiasm and anticipation for all the opportunities around the world.
From the whole team at Lusis Payments we wish you all Happy Holidays!
Please sign up ahead of time for our presentation: Today’s Payments Market: Creating Opportunities from Challenges - November 17th at 12:15 PM PST.
Payment processing today is evolving at a rapid rate. It’s not just the technology, allowing more transactions to be generated through new channels. New players are constantly emerging in the marketplace and using new technology to provide exciting new financial services to consumers, who are less loyal to traditional financial institutions and are more demanding than ever. Organizations with legacy solutions face increasing costs to maintain/extend while requiring months/years of hard coding for development of new products for market. To keep pace in a dynamic industry and outperform competitors, you need modern, flexible solutions that help streamline new offerings. This presentation introduces TANGO from Lusis Payments, a state-of-the-art technology with unparalleled configurability provided by its microservices-based architecture. TANGO facilitates the rapid introduction of new business and technical services, enables seamless integration with in-house and third-party applications, and facilitates support for current and future payment components. These features combine not only to address today’s challenges, but also to create a modern payments platform to benefit from further technology and business advancements that will inevitably occur in the future.
TANGO’s architecture deeply integrates with some of the modern and core fundamentals of HPE NonStop such as use of OSS and TMF-protected SQL/MX database, and full exploitation of HPE NonStop “process pair” feature through its hypervisor process. The dispatcher functionality works together with HPE NonStop TS/MP to provide scalability and availability, and supports the active/active configuration. This further establishes HPE NonStop as one of the most ideal platforms to run your TANGO payments solution.
Be sure to check out our presentation on November 17th at 12:15 PM PST at the NonStop Technical Boot Camp or visit: lusispayments.com/onewebcast to schedule a one-on-one Zoom call.
HPE NONSTOP FOR LUSIS TANGO
A TRULY INTEGRATED TRANSACTION PROCESSING ENGINE
Lusis payments, the innovative provider of software and services to the payments industry, leads with TANGO, an online transaction processing engine for mission-critical 24x7 solutions including payments, retail, loyalty, finance, utilities, and transport. Payment processors across the globe rely on the total flexibility, high-performance processing, and built-in high availability of TANGO for acquiring, routing, switching, authenticating, and authorizing transactions across multiple channels, in a multi-institution environment across geographies. TANGO offers an open, integrated infrastructure that is highly scalable and efficient due to the genuine approach to SOA, which significantly reduces complexities and improves business responsiveness. With these attributes of TANGO, coupled with the fault-tolerance, near-linear scalability, and unmatched performance of HPE NonStop systems, the combined solution has been the go-to choice for many financial institutions (FIs) and payment processors to satisfy their mission-critical demands of highest efficiency and reliability.
A COMPLETE PAYMENTS SOLUTION BUILT FOR THE FUTURE
While payment processing is constantly evolving, the fundamentals have not changed—perform transactions at high speed with round-the-clock availability and absolute security. Changes come in the form of new financial services—how they are delivered and managed with increasing frequency. To keep pace in a dynamic industry and outperform competitors, you need modern, flexible solutions that help streamline new offerings. TANGO’s state-of-the-art technology and unparalleled configurability due to its microservices-based architecture foster creation of new business services rapidly, enable interoperability with in-house and third-party applications, and facilitate support for current and future payment components. And HPE NonStop is always adapting, such as hardware-independent HPE Virtualized NonStop in a VMware environment as well as support for rich tools for DevOps. Together, Lusis TANGO on HPE NonStop helps keep your payments processing environment at the forefront of financial services and customer experience.
TANGO ARCHITECTURE—FLEXIBLE, OPEN, AND HIGHLY AVAILABLE
A TANGO system is a set of services (SOA) implemented in multi-instance process modules and federated by the dispatcher (load-balancer) with communications facilitated via a universal data bus. The data bus provides a standard data format (Type/Length/Value [TLV]) for all messages exchanged between services. Hence, TANGO Payments Server has no restrictions on transaction types: both standard and nonstandard transactions can be easily defined in the system, as can new transaction types and message flows. This flexibility easily accommodates new requirements and integration of new payment opportunities including external services for fintech APIs.
TANGO’s specialized high-availability components integrated within the platform provide an active/active systems integration without the need for third-party solutions. The active/active support within TANGO allows any given terminal to connect to any of the application servers to provide 24x7 availability to customers.
And to further the advantages, TANGO’s architecture deeply integrates with some of the modern and core fundamentals of HPE NonStop such as use of OSS and TMF-protected SQL/MX database, and full exploitation of HPE NonStop “process pair” feature through its hypervisor process. The dispatcher functionality works together with HPE NonStop TS/MP to provide scalability and availability, and supports the active/active configuration. This further establishes HPE NonStop as one of the most ideal platforms to run your TANGO payments solution.
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