​In the dynamic landscape of digital transactions, the imperative to secure financial data has reached unprecedented heights. Lusis Payments, a frontrunner in payment software solutions, stands out as a pioneer in fraud prevention, particularly on the HPE NonStop platform. This article explores the intricate details of fraud prevention on HPE NonStop, highlighting the innovative features offered exclusively by Lusis Payments and shedding light on the unique benefits of operating on the HPE NonStop infrastructure.

Fraud Prevention on the HPE NonStop Platform:
The HPE NonStop platform, renowned for its reliability, scalability, and fault-tolerance, has become the platform of choice for mission-critical applications in the financial sector. Lusis Payments has strategically harnessed the strengths of this platform to develop fraud prevention solutions that seamlessly integrate with its unique architecture.
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1. Integration with OSS and SQL/MX: Lusis Payments' fraud prevention software is engineered to seamlessly integrate with the Open System Services (OSS) environment on the HPE NonStop platform, utilizing SQL/MX for the database. This integration enables a comprehensive monitoring of system activities, providing a holistic view that significantly enhances the detection of potential fraudulent transactions.
2. Fault-Tolerant Architecture: The fault-tolerant nature of the HPE NonStop platform ensures continuous operation, even in the face of hardware failures or unexpected events. Lusis Payments capitalizes on this architecture to provide uninterrupted fraud prevention services, minimizing the risk of system downtime that could be exploited by cybercriminals.
3. Scalability for Growing Transaction Volumes: As transaction volumes continue to soar, the scalability of the HPE NonStop platform becomes a strategic advantage. Lusis Payments' fraud prevention software is meticulously designed to scale seamlessly with increasing transaction loads, ensuring that its capabilities remain effective even in high-demand scenarios.

 
Benefits of Being on the HPE NonStop Platform:

1. High Availability and Reliability: The HPE NonStop platform is celebrated for its high availability and reliability, rendering it an ideal choice for financial institutions where downtime is not an option. Lusis Payments' fraud prevention solutions capitalize on this reliability, providing continuous protection against evolving fraud threats.
2. Data Integrity and Security: HPE NonStop's commitment to data integrity and security aligns with the stringent requirements of the financial sector. Lusis Payments leverages the platform's robust security features to enhance the protection of sensitive financial data, instilling confidence in both financial institutions and end-users.
3. Compliance and Regulatory Standards: The HPE NonStop platform adheres to rigorous compliance and regulatory standards prevalent in the financial industry. Lusis Payments ensures that its fraud prevention software complies with these standards, providing financial institutions with a solution that meets the necessary regulatory requirements.

 
Exclusivity with Lusis Payments:
Lusis Payments proudly stands as the exclusive provider of payments fraud prevention technology on the HPE NonStop platform. With a singular focus on delivering top-notch security solutions tailored for this unique environment, Lusis Payments has solidified its position as the go-to partner for financial institutions seeking unparalleled protection against fraud.
 
Collaboration with Lusis AI:
In a testament to its commitment to innovation, Lusis Payments collaborates closely with Lusis AI, its dedicated artificial intelligence division. This collaboration is instrumental in enhancing the efficacy of fraud prevention solutions. Lusis AI's expertise in developing intelligent algorithms and predictive models contributes significantly to strengthening Lusis Payments' ability to stay ahead of evolving fraud landscapes.
Additionally, it's worth noting that Lusis Payments employs the BackTest Engine (BTE), also known as the sandbox for testing. This tool ensures rigorous testing of rules before they are moved into a repository for production, effectively utilizing a fully integrated approach with TANGO for acquiring and issuing.
 
Conclusion:
As financial transactions continue to evolve, Lusis Payments and the HPE NonStop platform stand as steadfast guardians, ensuring that the future of digital payments remains secure and resilient. The combined forces of Lusis Payments' cutting-edge fraud prevention software, tailored exclusively for the HPE NonStop environment, and the inherent benefits of operating on this platform create a formidable defense against the ever-present threat of fraud. The seamless integration, fault-tolerant architecture, and scalability of both entities contribute to a secure and efficient environment for financial institutions and businesses. In this collaborative pursuit of security and innovation, Lusis Payments, as the exclusive provider of fraud prevention technology on HPE NonStop, redefines the landscape of digital transactions, setting new standards for the intersection of technology, security, and financial integrity.

​Dear Cherished Clients and Esteemed Partners,
As we approach the close of an extraordinary year, we are thrilled to reflect on the remarkable achievements that have defined Lusis Payments in 2023 and set the stage for an even more dynamic journey in the next 12 months.
 
Global TANGO Expansion:
Our TANGO expansion around the world has been nothing short of exhilarating, and we are poised for even greater strides in the coming year. The foundation of our success rests firmly on the shoulders of our fantastic client-base, who passionately advocate for Lusis Payments within the financial industry whenever the opportunity arises.
 
Client-Centric Approach:
We take pride in our unique approach, boasting a minimal direct sales footprint. Our triumphs are a testament to the incredible relationships we've forged with our fantastic client-base. Your loyalty and enthusiasm in promoting Lusis Payments to other financial institutions have created ripples of success that extend far beyond our initial interactions. We are truly grateful for your trust and partnership. Your support has propelled Lusis Payments to lead the way towards exciting challenges and opportunities that await us in 2024 and beyond.
 
Empowering Transformation:
While our primary focus involves aiding banks and processors in migrating from legacy platforms like BASE24, Postilion, Connex, etc., we are thrilled to share that some clients have opted to bring their payments ecosystem in-house with TANGO. This strategic move not only provides better control but also results in significant cost-savings.
 
Versatility in Solutions:
Whether it's a Cloud-based TANGO instance or a Next-Gen solution in-house, TANGO remains the hands-down choice for Payments authorization, authentication switching, transaction routing, and terminal driving across all channels. The adaptability of TANGO caters to the diverse needs of ATM, POS, Mobile, E-commerce, fraud detection, and related Issuer/Acquirer activities.
 
International Recognition:
We are honored to share that Capital Finance International (CFI.co) recently named Lusis Payments The Best Electronic Payment Systems Solution. This accolade is a testament to our bold strategies, client-centric focus, competitive pricing, technological prowess, and dedicated research.
 
Lusis Payments Latin America Highlights:
In our Latin America operations, we are delighted to welcome two outstanding additions to our team, Bruno Marques and Rodrigo Vite. Their expertise and contributions have enriched our capabilities, benefiting our clients with innovative ideas and proven functionalities.
Our Mexico team has thrived, consolidating knowledge and skills, resulting in an elevated customer support experience. The opening of our new office in Mexico City symbolizes our dedication to better serve you in the region.
 
Success Stories and Collaborations:
A significant processor in the region has successfully completed its migration to TANGO, expressing satisfaction with the platform's architecture and capabilities. This success story, coupled with our participation in ESIS 2023 in Ecuador, has allowed us to engage with new customers, connect with current users, and showcase the offerings of Tango/Lusis.
 
Currently, we are actively collaborating with several banks, processors, and retailers in the region. TANGO represents an excellent opportunity for them to refresh their business strategies, providing a new approach and proven savings. The introduction of the Tango Fraud Management Solution offers a groundbreaking way to handle fraud securely and efficiently.
 
A Glimpse into the Future:
As we close the chapter on 2023, Lusis Payments stands ready with a full portfolio of solutions, promising to navigate the ever-changing market needs in innovative ways. We look forward to a future filled with new possibilities and collaborative success.
 
Warmest Wishes for the Holidays:
In the spirit of the season, we extend our warmest wishes for a joyous Christmas and a New Year filled with prosperity and fulfillment. May the holidays bring you moments of warmth, love, and shared joy with your loved ones.
 
Thank you for being an integral part of our journey. Here's to a Merry Christmas and a wonderful 2024 filled with continued success!
 
Warm regards,
Lusis Payments Americas

In an era witnessing a gradual shift from physical cash to digital transactions, the demand for accessible cash remains a tangible reality, especially in countries with substantial unbanked populations. For decades, the Automated Teller Machine (ATM) has played a pivotal role in national cash management. However, escalating costs, driven by governmental pressures for financial inclusion, reduced transaction volumes, and mounting maintenance expenses, have compelled banks to seek innovative solutions.

White Label ATMs: A Collaborative Solution
Enter White Label ATMs – a proven and compelling solution to the challenges faced by banks. In this model, each ATM offers consumers the same experience and services as their bank, with costs shared among participating banks, resulting in a more cost-effective solution for each. This not only benefits the banks but also enhances the accessibility of ATMs for consumers.
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Traditionally, ATM systems operated within fixed screen states and limited messaging protocols. However, recent advancements in ATM software, such as those from vendors like Auriga, have revolutionized the landscape. Intelligent PC-based software and flexible messaging protocols now deliver a consumer experience that adapts to the user's card, providing diverse menus and services.

Empowering Personalized Experiences with TANGO
Taking this evolution further, modern ATM software, combined with innovative solutions like TANGO from Lusis Payments, enables banks to personalize services in real-time based on consumer-specific information. TANGO's advanced architecture and processing power offer several key advantages:

1. Extensible Data Bus: TANGO's Data Bus facilitates seamless information sharing among its services. Adding or personalizing an ATM service becomes a configuration task without the need for coding.

2. Configurable Rules Engine: TANGO boasts a powerful rules engine that acts on various data fields to orchestrate workflows. From authorization checks to extended risk detection through machine learning models, TANGO ensures robust transaction security.

3. Message Management Power: Originally designed as an ultra-high-performance message broker, TANGO guarantees no transaction losses. Its multi-destination routing allows simultaneous retrieval or update messages with multiple endpoints, streamlining transaction processing.
Another exciting fact is that there are existing white label ATM schemes in Belgium and the Netherlands have already proven the viability of shared infrastructure models, demonstrating substantial cost benefits.
 
Seamless Bill Payments: A New Frontier
As we navigate the evolving landscape of banking services, white label ATMs are not only transforming cash access but also becoming integral to another aspect of daily life – bill payments. Modern ATM technologies now facilitate seamless bill payments directly from the ATM interface.
 
Consumers can conveniently settle utility bills, credit card payments, and other financial obligations at these ATMs. This expansion of services adds a layer of convenience for users, further emphasizing the versatility and adaptability of white label ATMs.

​Overcoming Mindset Barriers
Despite the evident advantages, the adoption of white label ATM schemes faces challenges. Legacy thinking often proves harder to change than technology. Banks may be hesitant to undergo short-term disruptions for long-term gains, opting for budget-driven approaches over visionary models. Yet, market interest in white label ATM solutions is growing, as banks recognize the potential to share ATMs while maintaining their unique service brand.
 
In conclusion, the era of banks exclusively operating their ATM networks is evolving. Modern technologies empower banks to share ATMs collaboratively, delivering distinct services without the need for branded signage. The economic rationale increasingly favors shared infrastructure, suggesting a future where the advantages of individual ATM signage may no longer justify the excessive costs of going it alone.

When considering the world of data management and databases, one may not immediately associate it with excitement. However, the realm of HPE NonStop SQL/MX offers a unique perspective that can pique the interest of buyers and technology enthusiasts alike. This article delves into the importance of NonStop SQL/MX and its relevance in today's rapidly evolving computing landscape.
 
The Symbiotic Relationship Between Software and Hardware
 
In the realm of computing, the relationship between software and hardware has always been of great significance. This synergy can profoundly impact the performance, reliability, and scalability of applications. NonStop SQL/MX embodies this synergy by providing a database solution optimized to work seamlessly with HPE's NonStop hardware platform. Just as a finely crafted beer requires the right container to preserve its quality, data deserves a database technology that ensures its integrity, availability, and performance.
 
A Journey Through Computing History
 
To appreciate the evolution of NonStop SQL/MX, it's worth taking a brief journey through computing history. From the early days of personal computers, where enthusiasts used Apple IIe computers for various tasks, to more complex endeavors involving minicomputers like the HP 3000, our experiences reflect the ever-changing landscape of computing.
 
Fast forward to the early 80;s ', where we encountered the NonStop platform and Enscribe for the first time. At that time, “Tandem” or "NonStop" primarily referred to the hardware platform. Today, it has evolved into a software solution that adapts to the cloud-centric computing world.
 
The Cloud-Centric World and Abstracted Applications
 
In today's cloud-centric environment, applications are abstracted from the underlying hardware and operating systems. Tools like Docker and Kubernetes enable elastic scaling, making it easy to provision computing resources on-demand. The complexities of the infrastructure are hidden behind user-friendly interfaces, and users focus on the benefits of the applications.
If we need more computing resource, then we just load up the Azure portal and configure a virtual machine with the exact specifications that we need. Just by clicking check boxes.

• Do I want Ubuntu Linux? Click.
  
• Do I want a MySQL database? Click.
• Do I want Docker containers? Click.

 
The Future of NonStop: A Checkbox on the Horizon?
 
In this modern landscape, one might wonder if we will ever see a "NonStop" checkbox option in cloud platforms. While we don’t have a crystal ball, the potential benefits of NonStop fundamentals being more accessible are clear. Businesses can leverage this technology for applications requiring high availability, scalability, and fault tolerance.
 
The True Challenge: Data Management
 
However, the selection of technical infrastructure is only part of the equation. The true challenge lies in data management. The advent of Data Sovereignty, GDPR, and Cyber Terrorism are just some of the latest challenges impacting data management policies and governance. Speaking frankly, the mountain of regulation surrounding data management is extremely intimidating. With hindsight, the checkbox that users may really like to see on an Azure portal is “Access to helpful data management expert?”.    
 
HPE GreenLake: A Differential Benefit
 
It becomes evident that HPE GreenLake offers a differential benefit compared to commodity cloud service providers. While giants like Amazon, Microsoft, and Google provide powerful cloud solutions, HPE's partnership with industry vertical leaders, such as Lusis Payments for Retail Payments, sets it apart. This partnership extends HPE's multi-decade excellence as the custodian of the NonStop spirit into the realm of cloud computing.
Click.
 
In Closing
 
The journey through computing history underscores the importance of databases like NonStop SQL/MX in modern computing. While the checkbox for NonStop on a cloud portal may be close, it is not here today, the value of data management expertise and strategic partnerships cannot be overstated. HPE's legacy in the world of NonStop computing and its innovative GreenLake offering hold the promise of exciting years ahead in the ever-evolving world of technology.

Paris, June 2 2023 - Sopra Banking Software (SBS), a renowned partner for over 1,500 financial institutions worldwide, and Lusis, a world class provider of software payment solutions, are pleased to announce their partnership for the European market. This strategic collaboration strengthens SBS's position in the electronic payment market, enabling them to offer their customers a comprehensive and innovative solution that leverages the latest technologies such as the Cloud and the API First approach.

As part of this partnership and in their effort to modernize their offering, SBS will incorporate Lusis' Tango product into their catalog and actively promote it to their clients. This strategic move allows SBS to provide their customers with a high-performance front office solution that caters to their evolving needs. Leveraging the collective expertise of SBS and Lusis in the field of electronic banking, this partnership ensures the delivery of a complete solution that covers the entire electronic banking value chain—from Acquirer to Issuer, Front-Office Authorization to Contract and Operation Back-Office. Furthermore, SBS's robust integration capabilities will ensure a secure and seamless deployment to customers.

Transactis, one of the leading players in the European payments industry, will be the first customer to benefit from this new offering.

"We are thrilled about our partnership with Lusis," said Eric Bierry, CEO of Sopra Banking Software. "By integrating the Tango solution into our catalog, we can provide our customers with an offering that aligns with the latest market standards. We are confident that this collaboration will strengthen our leadership position in the electronic banking sector and create new business opportunities both domestically and internationally."

Philippe Préval, CEO of Lusis, added, "Through this partnership with SBS, we are reaffirming our shared ambition: to deliver an optimal user experience. Together, we are committed to meeting customer expectations and requirements by offering a superior product and pushing the boundaries of innovation in electronic banking."

​With this partnership, Sopra Banking Software and Lusis Payments aim to empower financial institutions with a state-of-the-art payment solution that drives operational efficiency, enhances customer experiences, and fosters continued growth in the rapidly evolving financial landscape.