​In an increasingly globalized world, travelers and businesses frequently encounter the need to convert currencies, often at the point of sale or during ATM transactions. This process, while essential, can sometimes be cumbersome and costly. However, Lusis Payments is transforming the landscape of currency conversion with their innovative Dynamic Currency Conversion (DCC) solution.

What is Dynamic Currency Conversion (DCC)?
Dynamic Currency Conversion is a service that allows international cardholders to view transaction amounts in their home currency at the point of sale or ATM. This transparency provides a better customer experience by eliminating the uncertainty of foreign exchange rates and potential hidden fees.

Lusis Payments' DCC Solution
Lusis Payments has developed a state-of-the-art DCC solution that integrates seamlessly with existing payment infrastructures. This service is offered by a leading North American bank to its customers and is also provided as a service to several other banks. Here’s how Lusis Payments is making a difference:

1. Enhanced Customer Experience: By displaying the transaction amount in the cardholder's home currency, customers can immediately understand the cost without doing mental conversions or worrying about unfavorable exchange rates.
2. Transparency and Trust: With the DCC solution, customers are fully aware of the exchange rate applied to their transaction, fostering trust and loyalty.
3. Revenue Generation for Banks: Banks offering DCC services can generate additional revenue through a markup on the exchange rate. This is a win-win, as customers appreciate the convenience and banks benefit financially.
4. Seamless Integration: Lusis Payments ensures that the DCC service integrates smoothly with existing systems, minimizing disruption and maximizing efficiency.

Success Story: A Leading Bank and Lusis Payments
The adoption of Lusis Payments' DCC solution by a leading North American bank has been a resounding success. By leveraging this technology, the bank has not only enhanced the customer experience for its international cardholders but has also positioned itself as a forward-thinking financial institution. This service has allowed the bank to extend its reach, providing DCC services to other banks and broadening its impact in the financial sector.

Looking Ahead
The partnership between Lusis Payments and this prominent bank is just the beginning. As more banks recognize the value of offering a transparent, customer-friendly currency conversion service, Lusis Payments is poised to lead the way. Their innovative DCC solution is set to revolutionize the way we think about currency conversion, making it a more seamless, transparent, and profitable process for all parties involved.

Conclusion
Lusis Payments' Dynamic Currency Conversion solution is a game-changer in the financial industry. By prioritizing customer experience, transparency, and seamless integration, Lusis Payments is not only meeting the needs of today’s global travelers but also paving the way for a more connected and efficient financial future. Partnering with a leading North American bank, Lusis Payments is proving that innovation in currency conversion is not just possible, but essential.
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For more information about Lusis Payments and our DCC solution, contact Brian Miller at [email protected].

La Solución de Conversión Dinamica de Divisas (DCC) de Lusis Payments
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En un mundo cada vez más globalizado, los viajeros y las empresas se encuentran frecuentemente con la necesidad de hacer conversión de moneda, a menudo en el punto de venta o durante transacciones en cajeros automáticos. Este proceso, aunque esencial, a veces puede ser engorroso y costoso. Sin embargo, Lusis Payments está transformando el panorama de la conversión de moneda con su innovadora solución de Conversión Dinámica de Moneda (DCC, por sus siglas en inglés).

¿Qué es la Conversión Dinámica de Divisas (DCC)?
La Conversión Dinámica de Divisas es un servicio que permite a los titulares de tarjetas internacionales ver los montos de las transacciones en su moneda de origen en el punto de venta o en el cajero automático. Esta transparencia ofrece una mejor experiencia al cliente al eliminar la incertidumbre sobre las tasas de cambio y las posibles tarifas ocultas.

La Solución DCC de Lusis Payments
Lusis Payments ha desarrollado una solución DCC de última generación que se integra perfectamente con las infraestructuras de pago existentes. Este servicio es ofrecido por un banco líder en América del Norte a sus clientes y también se proporciona como un servicio a varios otros bancos. Así es como Lusis Payments está marcando la diferencia:

1. Mejora de la Experiencia del Cliente: Al mostrar el monto de la transacción en la moneda de origen del titular de la tarjeta, los clientes pueden comprender inmediatamente el costo sin necesidad de hacer conversiones mentales ni preocuparse por tasas de cambio desfavorables.
2. Transparencia y Confianza: Con la solución DCC, los clientes son plenamente conscientes de la tasa de cambio aplicada a su transacción, fomentando la confianza y la lealtad.
3. Generación de Ingresos para los Bancos: Los bancos que ofrecen servicios DCC pueden generar ingresos adicionales a través de un margen en la tasa de cambio. Esto es beneficioso para ambas partes, ya que los clientes aprecian la conveniencia y los bancos se benefician financieramente.
4. Integración Perfecta: Lusis Payments garantiza que el servicio DCC se integre sin problemas con los sistemas existentes, minimizando las interrupciones y maximizando la eficiencia.

Caso de Éxito: Un Banco Líder y Lusis Payments
La adopción de la solución DCC de Lusis Payments por parte de un banco líder en América del Norte ha sido un rotundo éxito. Al aprovechar esta tecnología, el banco no solo ha mejorado la experiencia del cliente para sus titulares de tarjetas internacionales, sino que también se ha posicionado como una institución financiera innovadora. Este servicio ha permitido al banco ampliar su alcance, proporcionando servicios DCC a otros bancos y aumentando su impacto en el sector financiero.

Mirando al Futuro
La asociación entre Lusis Payments y este prominente banco es solo el comienzo. A medida que más bancos reconocen el valor de ofrecer un servicio de conversión de moneda transparente y amigable para el cliente, Lusis Payments está listo para liderar el camino. Su innovadora solución DCC está destinada a revolucionar la forma en que pensamos sobre la conversión de moneda, haciéndola un proceso más fluido, transparente y rentable para todas las partes involucradas.

Conclusión
La solución de Conversión Dinámica de Divisas de Lusis Payments es un cambio de juego en la industria financiera. Al priorizar la experiencia del cliente, la transparencia y la integración sin problemas, Lusis Payments no solo está satisfaciendo las necesidades de los viajeros globales de hoy, sino que también está allanando el camino hacia un futuro financiero más conectado y eficiente. Al asociarse con un banco líder en América del Norte, Lusis Payments está demostrando que la innovación en la conversión de moneda no solo es posible, sino esencial.

Para obtener más información sobre Lusis Payments y nuestra solución DCC, contacte a Mercedes Fabilia en [email protected].

In a bold move set to reshape the payment industry, Mastercard (NYSE: MA) and Lusis Payments have embarked on a collaborative journey. Our shared goal? To revolutionize payment solutions by offering a comprehensive suite of Mastercard specialist services to issuers, processors, and payment technology providers—all through a single API connection. 

In today's fast-evolving digital economy, the complexities surrounding payment solutions have escalated, with challenges ranging from heightened fraud risks to the constant evolution of technology and data privacy issues. Recognizing these challenges, Mastercard Direct Services Access (DSA) provides a pivotal solution, offering a unified connection point to a spectrum of value-added services, digitally applied across the payment ecosystem. Leveraging Lusis' online transaction processing engine, TANGO, customers across diverse sectors, including retail, finance, and transportation, stand to benefit from expedited adoption and scalability of market leading payment services, a significant reduction in time-to-market, and simplified contracting and technology support.

The partnership between Mastercard and Lusis Payments underscores a shared vision of making payments faster, smoother, and more secure. Through seamless integration, customers gain swift and seamless access to Mastercard's diverse range of services, including Security, Controls, Digital Enablement, and Loyalty services. This integration eliminates the complexities associated with fragmented access to networks, enabling customers to onboard services with unparalleled ease.

Pioneering Trust and Efficiency:
"At Mastercard, our mission is to reduce integration complexity and instill trust in every interaction within the digital economy," affirmed Kaushik Gopal, Executive Vice President, Cyber & Intelligence at Mastercard. The partnership with Lusis Payments underscores this commitment, paving the way for a seamless and secure access to Mastercard solutions globally.

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In the fast-paced world of banking, where innovation is not just an option but a mandate, selecting the right technology partner can make or break an institution's success. Amidst this backdrop, Lusis Payments has emerged as a beacon of innovation, with its flagship product, TANGO, revolutionizing the payments landscape. Let’s delve deeper into why four of the top ten banks globally have made the strategic decision to entrust their payments infrastructure to Lusis Payments and the transformative capabilities of the TANGO platform.
 
The Imperative for Transformation:
Banks today are navigating through a myriad of challenges, from evolving customer expectations to regulatory complexities and fierce competition from fintech disruptors. In this era of digital transformation, the payments infrastructure serves as the cornerstone of banking operations, demanding agility, scalability, and robustness. Recognizing the urgency for modernization, leading banks are turning to Lusis Payments and TANGO to stay ahead of the curve and drive innovation.
 
Unveiling TANGO's Superiority:
Scalability and Performance: At the heart of TANGO lies a foundation of unmatched scalability and performance. In an era where transaction volumes are scaling exponentially, banks cannot afford bottlenecks or downtime. TANGO's architecture is meticulously crafted to handle massive transaction throughput seamlessly, ensuring optimal performance even during peak loads. Whether processing tens of thousands of transactions per second or handling complex payment types, TANGO delivers unparalleled scalability without compromise.
 
Modularity and Flexibility: No two banks are alike, each with its own set of requirements and operational nuances. TANGO's modular micro-service design offers banks the flexibility to tailor the platform to their specific needs, seamlessly integrating with existing systems and workflows. Whether it's deploying new payment channels, complying with regulatory mandates, or enhancing fraud detection capabilities, TANGO empowers banks with the agility to adapt and innovate rapidly.
 
Real-time Processing and Instant Payments: The era of waiting days for payments to clear is long gone. TANGO enables banks to embrace real-time processing, facilitating instant payments that meet the expectations of today's digitally savvy consumers. Whether it's peer-to-peer transfers, merchant settlements, or corporate disbursements, TANGO empowers banks to offer frictionless, real-time payment experiences while ensuring compliance with regulatory mandates.
 
Advanced Analytics and Insights: In the age of big data, deriving actionable insights from payment data is paramount for driving informed decision-making and delivering personalized experiences. TANGO's advanced analytics capabilities leverage machine learning algorithms to analyze transaction patterns, detect anomalies, and uncover valuable insights. By harnessing the power of data, banks can gain a deeper understanding of customer behavior, mitigate risks, and capitalize on emerging trends, thereby gaining a competitive edge.
 
Security and Compliance: With cyber threats on the rise and regulatory scrutiny intensifying, banks must prioritize security and compliance in their payments infrastructure. TANGO incorporates state-of-the-art security protocols, including robust encryption, multi-layered authentication, and comprehensive audit trails, to safeguard sensitive financial data and mitigate the risk of fraud. Moreover, TANGO's compliance module ensures adherence to global regulatory standards, providing banks with peace of mind and mitigating the risk of penalties or reputational damage.
 
Success Stories of TANGO Adoption:
The decision to embrace TANGO, especially when hosted on HPE NonStop, has yielded tangible results for banks worldwide, driving operational efficiency, enhancing customer satisfaction, and fueling growth. From accelerated transaction processing times and reduced operational costs to increased revenue opportunities and improved regulatory compliance, the impact of TANGO on HPE NonStop is evident across various facets of banking operations.
 
In a landscape defined by relentless change and fierce competition, the choice of payments software platform is a strategic imperative for banks seeking to thrive in the digital age. Lusis Payments and its revolutionary TANGO platform have emerged as the preferred solution for top banks globally, offering unmatched scalability, flexibility, performance, and security. By harnessing the power of TANGO, banks can unlock new avenues for innovation, differentiation, and growth, positioning themselves at the forefront of the financial services industry. As the journey towards digital transformation accelerates, TANGO remains a catalyst for change, empowering banks to navigate the complexities of modern banking with confidence, agility, and resilience.