As we wrap up 2025, we’ve been reflecting on the moments, milestones, and partnerships that shaped this year for Lusis Payments. It’s been a year of meaningful progress, exciting opportunities, and continued innovation—and none of it would have been possible without you. Your trust, your feedback, and your collaboration truly make all the difference, and we’re grateful for every conversation and every project we’ve shared.
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One of the highlights of our year was partnering with a major financial institution whose teams were searching for two very different solutions: a Transactional Switch for one department and a Payments Hub for another. TANGO’s flexibility, the ability to do both flawlessly within a single, modern architecture, proved to be a key factor in their decision. Their deployment will also take advantage of tokenization, stand-in processing, store-and-forward, Dynatrace integration, Azure cloud capabilities, and support for affiliates across their network. The selection came after an extremely detailed Proof of Concept, where TANGO not only met expectations but consistently exceeded them. It was a proud moment for our team and a great validation of the work we put into the platform every day.

We were also excited to welcome another major French financial institution into the Lusis client community, further strengthening our already deep roots in Europe. In Asia, HSBC’s continued expansion of TANGO remained an important part of our year, showcasing the platform’s ability to operate reliably at scale in some of the most demanding environments. We also made solid progress on a new fraud initiative with another global institution, and our Dynamic Currency Conversion (DCC) solution gained momentum as more banks explored new ways to deliver value to their customers.

Latin America continued to be an area of strong growth and engagement for us. Interest in our Payments Hub has been rising steadily, and our work with ATEFI, along with our participation in a key cybersecurity event in Peru, allowed us to deepen relationships and better understand the evolving needs of the region.

Behind the scenes, our teams continued to make significant enhancements to TANGO itself. Strengthening cloud-native capabilities, improving observability, expanding issuing and acquiring features, and delivering new automation tools. These updates are all designed with one goal in mind: helping you move faster, operate more efficiently, and stay ahead in a rapidly changing payments landscape.

As we look ahead to 2026, we’re excited for what’s coming. We see tremendous opportunity in the market and even more potential for TANGO to support the modernization journeys of institutions around the world. Most importantly, we look forward to continuing this journey with you.

From everyone at Lusis Payments, thank you for being such an important part of our year. We wish you a wonderful holiday season and a successful, fulfilling year ahead.

Happy Holidays!
The Entire Lusis Payments Team
 

​As we step into 2025, Lusis Payments is thrilled to announce a wave of new customers converting their legacy payment systems to our flagship solution, TANGO. This marks a significant milestone in our mission to transform the global payments landscape, providing cutting-edge technology and unparalleled adaptability to businesses worldwide.
 
Accelerating Growth in Retail
TANGO has seen tremendous growth in the retail industry, underscoring its ability to meet the sector's dynamic needs. As retailers face ever-evolving customer expectations and an increasingly competitive marketplace, TANGO’s advanced architecture is proving to be a critical enabler of success. Its flexibility and scalability empower retail clients to deliver seamless, secure, and efficient payment experiences that drive customer satisfaction and loyalty.
 
The Robustness of TANGO
What sets TANGO apart is its robust microservices architecture, which provides a solid foundation for payments modernization. Unlike traditional monolithic systems, TANGO’s modular design allows businesses to implement updates and new features incrementally—minimizing downtime and reducing costs. This agility ensures our clients stay ahead of emerging trends and regulatory requirements while continuously enhancing their operations.
 
Adapting to a Changing Marketplace
The payments industry is in constant flux, with technological advancements and market demands evolving at an unprecedented pace. TANGO’s adaptability equips our clients with the tools to meet these challenges head-on. By offering tailored solutions and seamless integrations, TANGO ensures businesses can innovate rapidly while maintaining operational stability.
 
Success Stories of TANGO Adoption
The decision to embrace TANGO has yielded tangible results for our clients:

• Leading Global Bank: One of the world's largest financial institutions transitioned to TANGO, achieving a 50% reduction in total cost of ownership. The bank praised TANGO's superior agility and impressive cost savings, highlighting its ability to handle high transaction volumes with ease.
• Dynamic Currency Conversion (DCC) Implementation: A prominent North American bank adopted Lusis Payments' DCC solution, enhancing the customer experience for international cardholders. This implementation not only improved transparency and trust but also generated additional revenue streams for the bank.
• Global TANGO Expansion: Throughout 2024, TANGO expanded its presence worldwide, driven by strong advocacy from our client base. Clients have successfully migrated from legacy platforms like BASE24 and Postilion to TANGO, achieving better control and significant cost savings.

Why Clients Choose Lusis
The decision to transition to TANGO is about more than just technology; it’s about partnering with a trusted leader in payments innovation. With decades of expertise, Lusis Payments is committed to delivering future-proof solutions that not only meet today’s demands but anticipate tomorrow’s opportunities.
 
Looking Ahead
As we welcome new clients to the Lusis family, we’re excited to see how TANGO will continue to reshape the payments ecosystem. From enhancing efficiency to driving growth in retail and beyond, TANGO remains at the forefront of payments technology—delivering unmatched value to our clients.

​In an increasingly globalized world, travelers and businesses frequently encounter the need to convert currencies, often at the point of sale or during ATM transactions. This process, while essential, can sometimes be cumbersome and costly. However, Lusis Payments is transforming the landscape of currency conversion with their innovative Dynamic Currency Conversion (DCC) solution.

What is Dynamic Currency Conversion (DCC)?
Dynamic Currency Conversion is a service that allows international cardholders to view transaction amounts in their home currency at the point of sale or ATM. This transparency provides a better customer experience by eliminating the uncertainty of foreign exchange rates and potential hidden fees.

Lusis Payments' DCC Solution
Lusis Payments has developed a state-of-the-art DCC solution that integrates seamlessly with existing payment infrastructures. This service is offered by a leading North American bank to its customers and is also provided as a service to several other banks. Here’s how Lusis Payments is making a difference:

1. Enhanced Customer Experience: By displaying the transaction amount in the cardholder's home currency, customers can immediately understand the cost without doing mental conversions or worrying about unfavorable exchange rates.
2. Transparency and Trust: With the DCC solution, customers are fully aware of the exchange rate applied to their transaction, fostering trust and loyalty.
3. Revenue Generation for Banks: Banks offering DCC services can generate additional revenue through a markup on the exchange rate. This is a win-win, as customers appreciate the convenience and banks benefit financially.
4. Seamless Integration: Lusis Payments ensures that the DCC service integrates smoothly with existing systems, minimizing disruption and maximizing efficiency.

Success Story: A Leading Bank and Lusis Payments
The adoption of Lusis Payments' DCC solution by a leading North American bank has been a resounding success. By leveraging this technology, the bank has not only enhanced the customer experience for its international cardholders but has also positioned itself as a forward-thinking financial institution. This service has allowed the bank to extend its reach, providing DCC services to other banks and broadening its impact in the financial sector.

Looking Ahead
The partnership between Lusis Payments and this prominent bank is just the beginning. As more banks recognize the value of offering a transparent, customer-friendly currency conversion service, Lusis Payments is poised to lead the way. Their innovative DCC solution is set to revolutionize the way we think about currency conversion, making it a more seamless, transparent, and profitable process for all parties involved.

Conclusion
Lusis Payments' Dynamic Currency Conversion solution is a game-changer in the financial industry. By prioritizing customer experience, transparency, and seamless integration, Lusis Payments is not only meeting the needs of today’s global travelers but also paving the way for a more connected and efficient financial future. Partnering with a leading North American bank, Lusis Payments is proving that innovation in currency conversion is not just possible, but essential.
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For more information about Lusis Payments and our DCC solution, contact Brian Miller at [email protected].

La Solución de Conversión Dinamica de Divisas (DCC) de Lusis Payments
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En un mundo cada vez más globalizado, los viajeros y las empresas se encuentran frecuentemente con la necesidad de hacer conversión de moneda, a menudo en el punto de venta o durante transacciones en cajeros automáticos. Este proceso, aunque esencial, a veces puede ser engorroso y costoso. Sin embargo, Lusis Payments está transformando el panorama de la conversión de moneda con su innovadora solución de Conversión Dinámica de Moneda (DCC, por sus siglas en inglés).

¿Qué es la Conversión Dinámica de Divisas (DCC)?
La Conversión Dinámica de Divisas es un servicio que permite a los titulares de tarjetas internacionales ver los montos de las transacciones en su moneda de origen en el punto de venta o en el cajero automático. Esta transparencia ofrece una mejor experiencia al cliente al eliminar la incertidumbre sobre las tasas de cambio y las posibles tarifas ocultas.

La Solución DCC de Lusis Payments
Lusis Payments ha desarrollado una solución DCC de última generación que se integra perfectamente con las infraestructuras de pago existentes. Este servicio es ofrecido por un banco líder en América del Norte a sus clientes y también se proporciona como un servicio a varios otros bancos. Así es como Lusis Payments está marcando la diferencia:

1. Mejora de la Experiencia del Cliente: Al mostrar el monto de la transacción en la moneda de origen del titular de la tarjeta, los clientes pueden comprender inmediatamente el costo sin necesidad de hacer conversiones mentales ni preocuparse por tasas de cambio desfavorables.
2. Transparencia y Confianza: Con la solución DCC, los clientes son plenamente conscientes de la tasa de cambio aplicada a su transacción, fomentando la confianza y la lealtad.
3. Generación de Ingresos para los Bancos: Los bancos que ofrecen servicios DCC pueden generar ingresos adicionales a través de un margen en la tasa de cambio. Esto es beneficioso para ambas partes, ya que los clientes aprecian la conveniencia y los bancos se benefician financieramente.
4. Integración Perfecta: Lusis Payments garantiza que el servicio DCC se integre sin problemas con los sistemas existentes, minimizando las interrupciones y maximizando la eficiencia.

Caso de Éxito: Un Banco Líder y Lusis Payments
La adopción de la solución DCC de Lusis Payments por parte de un banco líder en América del Norte ha sido un rotundo éxito. Al aprovechar esta tecnología, el banco no solo ha mejorado la experiencia del cliente para sus titulares de tarjetas internacionales, sino que también se ha posicionado como una institución financiera innovadora. Este servicio ha permitido al banco ampliar su alcance, proporcionando servicios DCC a otros bancos y aumentando su impacto en el sector financiero.

Mirando al Futuro
La asociación entre Lusis Payments y este prominente banco es solo el comienzo. A medida que más bancos reconocen el valor de ofrecer un servicio de conversión de moneda transparente y amigable para el cliente, Lusis Payments está listo para liderar el camino. Su innovadora solución DCC está destinada a revolucionar la forma en que pensamos sobre la conversión de moneda, haciéndola un proceso más fluido, transparente y rentable para todas las partes involucradas.

Conclusión
La solución de Conversión Dinámica de Divisas de Lusis Payments es un cambio de juego en la industria financiera. Al priorizar la experiencia del cliente, la transparencia y la integración sin problemas, Lusis Payments no solo está satisfaciendo las necesidades de los viajeros globales de hoy, sino que también está allanando el camino hacia un futuro financiero más conectado y eficiente. Al asociarse con un banco líder en América del Norte, Lusis Payments está demostrando que la innovación en la conversión de moneda no solo es posible, sino esencial.

Para obtener más información sobre Lusis Payments y nuestra solución DCC, contacte a Mercedes Fabilia en [email protected].