In the last decade almost every industry has taken advantage of developments made in technology. Modern architectures, languages, tools and databases have enabled much more responsive, easier to maintain and lower cost solutions to rise and dominate the landscape. One industry remains stubbornly at odds with this: retail payments, which continues to use legacy systems and suppliers. Inefficiencies experienced by financial institutions today are a direct result of these inflexible, costly and unresponsive legacy systems. The payments system of the future should provide open and more productive systems allowing innovation and product development to provide new business in rapid time frames while remaining cost effective. MORE


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As the payments market becomes more international and regulations such as SEPA and EMV are becoming increasingly common, POS applications have become more complex and in turn more expensive to maintain.At the same time, financial institutions face difficulties addressing new markets and implementing new services in a timely fashion, while maintaining large terminal estates and managing the associated costs. The majority of these changes traditionally affect the software on the POS device, so changes and optimization cannot easily be made, and such solutions are expensive to deploy and maintain. MORE


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