In the last decade almost every industry has taken advantage of developments made in technology. Modern architectures, languages, tools and databases have enabled much more responsive, easier to maintain and lower cost solutions to rise and dominate the landscape. One industry remains stubbornly at odds with this: retail payments, which continues to use legacy systems and suppliers. Inefficiencies experienced by financial institutions today are a direct result of these inflexible, costly and unresponsive legacy systems. The payments system of the future should provide open and more productive systems allowing innovation and product development to provide new business in rapid time frames while remaining cost effective.   Read more


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